Affordability Calculator

Proposed mortgage payment

$
Required.
$
%
Required.
Yr
Required.
$ Yr
$ Yr
%
$ Mo

Current monthly debts

$ Mo

Include all recurring monthly obligations: car payments, student loans, credit cards, personal loans, etc. Do not include the proposed mortgage payment.

Gross monthly income

$ Mo
Required.
$ Mo
$ Mo

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Total housing payment

-

Total monthly debts

-

Housing expense ratio

-

Total debt-to-income

-

Ratio visualizer

Housing expense ratio (HER)0%
0%50%+
Total debt-to-income ratio (DTI)0%
0%50%+

Payment breakdown

ItemMonthly amount% of gross income
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